Unlock Your Business Potential with Our Tailored Loan Programs
Empower Your Growth Journey with Flexible Financing Options
At Velocity Investment Capital, we specialize in providing customized lending solutions for businesses like yours. Whether you’re a small startup, an established company, or a real estate investor, we’ve got you covered.
Empower Your Growth Journey with Flexible Financing Options
At Velocity Investment Capital, we specialize in providing customized lending solutions for businesses like yours. Whether you’re a small startup, an established company, or a real estate investor, we’ve got you covered.
Why Choose Us?
Flexible Financing Options
We understand that every business is unique. That’s why we offer a range of financing options tailored to your specific needs. From working capital loans to real estate investment funding, we’ve got the right solution for you.
Quick and Hassle-Free Process
Time is money, and we value both. Our streamlined
application process ensures that you get the funds you need without unnecessary delays. Say goodbye to paperwork headaches!
Competitive Rates
We believe in fair and transparent pricing. Our competitive interest rates and terms make borrowing affordable for your business.
Expert Guidance
Our team of experienced loan advisors will guide you through the entire process. We’re not just lenders; we’re partners invested in your success.
Why Choose Us?
Flexible Financing Options
We understand that every business is unique. That’s why we offer a range of financing options tailored to your specific needs. From working capital loans to real estate investment funding, we’ve got the right solution for you.
Quick and Hassle-Free Process
Time is money, and we value both. Our streamlined
application process ensures that you get the funds you need without unnecessary delays. Say goodbye to paperwork headaches!
Competitive Rates
We believe in fair and transparent pricing. Our competitive interest rates and terms make borrowing affordable for your business.
Expert Guidance
Our team of experienced loan advisors will guide you through the entire process. We’re not just lenders; we’re partners invested in your success.
What We Offer
Business Funding
Caution is important when spending, especially if it’s someone else’s money.There might come a time in the process of starting a business when you realize you have no money, or that point is looming on the horizon. This is perfectly fine if you have a solid source of business funding. Don’t worry; you have options.
Working Capital Loans
Equipment Finance
Expansion Capital
Invoice Factoring
Working Capital Loans
A working capital loan is a type of short-term loan offered by a bank or alternative lender to finance a company’s everyday operations. The goal of working capital loans is to provide working capital for short-term capital expenditures, such as wages, rent, debt service payments, or to finance activities, such as sales and marketing or research and development.
Equipment Finance
Equipment finance describes a loan or lease that is used to obtain business equipment. Business equipment may be any
tangible asset other than real estate – examples include office furniture, computer equipment, machines used in manufacturing, medical equipment, and company vehicles.
Expansion capital
Expansion capital can allow your business to: create new products, enter new markets, acquire other businesses, invest in new systems and equipment.
The aim is to help your business grow as much as possible.
An expansion capital firm invests large sums of money into your business in return for an equity stake (and usually a seat on your board). This allows you to grow faster with the benefit of the investors' strategic help and advice.
Invoice Factoring
Invoice factoring isn’t technically a small-business loan. Instead, you’re selling your outstanding invoices to a third party, usually a factoring company, at a discount.In exchange, the factoring company advances you a percentage of your invoice amount, possibly up to 90%. The company assumes responsibility for collecting full repayment on your invoice and once it receives that payment, it sends you the difference, minus the agreed-upon fees.
Real Estate Investment Loans
Real estate investment loans are financing options available to individuals who want to purchase a property as an investment rather than a primary residence. This can include houses to flip, rental properties, or land deals. These loans generally have higher interest rates compared to traditional mortgages due to their perceived risk.
Fix-and-Flip Loans
Commercial Mortgages
Bridge Financing
Construction Loans
Fix-and-Flip Loans
For new real estate investors, one of the best avenues for starting in real estate investing is through flipping houses. Investors find a distressed property and purchase the property at a discounted price. Then they invest in the rehab and profit from the new market value. Shows such as
Fixer Upper and Flip or Flop have boosted the popularity of house flipping. This has flooded the market with new investors looking to capitalize on high returns.
Commercial Mortgages
Commercial mortgages are similar to residential mortgages in that – in most cases – the monthly repayments cover the money borrowed and interest charges.
The size of your mortgage in relation to the value of the commercial property you want to buy is known as the loan-to-value ratio (LTV). The majority of commercial mortgage lenders are willing to provide up to 75% of a property’s total value.
Bridge Financing
Bridge financing (often called a bridge loan) is a short-term financial solution designed to bridge the gap between immediate funding needs and long-term financial solutions. It’s a temporary arrangement providing quick access to cash for businesses facing immediate financial demands.
Construction Loans
A construction loan is a short-term loan that covers only the costs of custom home building. This is different from a mortgage, and it’s considered specialty financing. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home. While we don’t finance construction loans, we can help you when it comes time to convert this to a permanent mortgage.
